A Christmas Closing Story-- Real Estate Insider, December 2007


                                        Sunset over Mingus Mountain from Cornville

A Christmas Closing Story

'Twas an hour before closing and the agents were tense,
to close Christmas Eve just didn't make sense.
But the seller was booked on the 6 o'clock flight
and warned everyone  "THERE WILL BE A CLOSING TONIGHT!"

The agents agreed because business was dead,
and visions of commission checks danced in their heads.
The loan was approved by the lender's good grace,
Everyone knew 'twas a borderline case.

The buyers divorced, remarried again,
Divorced once more, and now were just friends.
The loan package complete to the closer was carried,
With instructions to close before they remarried.

The title policy arrived via UPS,
From page One through Sixteen, a terrible MESS!
An improper legal, 3 judgments, a lien,
But a few lines on page seven,
looked pretty clean.

The title was cleared and the closing was set,
But to finish today was not a sure bet.
The closer dashed in waving her HUD,
It was covered with whiteout, coffee and crud.

But down in the corner you barely could see,
that the buyer still owed a buck thirty-three.
So the closer extracted a bill from her compact,
And the agents agreed to the rest on the contract.

To add some interest, the seller revealed,
to everyone's horror - the well wasn't sealed.
And oh yes, he wanted to change the disclosure,
His mother just died of RADON EXPOSURE!

Everything else in his house was O.K,
(his cracked floors and walls were always that way)
About that time the buyer chimed in,
"we'd like to continue, but before we begin,

I noticed these papers - I'm likely to blame,
But I gave my agents the wrong legal name,
And one more thing I had hoped to avoid,
Does it really matter if I'm self-employed?"

About this time the closer exploded. 
She pulled out a gun and said it was loaded.
Everyone froze and sat there amazed, 
She frothed at the mouth and her eyes were both glazed.

More rapid than eagles, her curses they came;
she bristled and spouted and called them BAD names.

"THE CLOSING IS OFF, DO I MAKE MYSELF CLEAR??
MERRY CHRISTMAS TO ALL - NOW GET OUT OF HERE!"


                     Near the Confluence of the Verde River and Oak Creek


15 Things to spice up your visit your local Wal-Mart next time you go shopping:


1. Get 24 boxes of condoms or pregnancy tests & randomly put them in people's carts when they aren't looking.
2. Set all the alarm clocks in Housewares to go off at 5 minute intervals.
3. Make a trail of tomato juice on the floor leading to the rest rooms.
4. Walk up to an employee and tell him/her in an official tone, Code 3 in Housewares...and see what happens.
5. Go to the Service Desk and ask to put a bag ofM&M's on layaway.
6. Move a 'CAUTION - WET FLOOR' sign to a carpeted area.
7. Set up a tent in the camping department and tell other shoppers you'll invite them in if they bring pillows from the
bedding department.
8. When a clerk asks if they can help you, begin to cry and ask: Why can't you people just leave me alone?
9. Look right into the security camera, use it as a mirror and pretend to pick your nose.
10. While handling guns in the hunting department, ask the clerk if he knows where the anti-depressants are.
11. Dart around the store suspiciously and pretend to put things in your pockets.
12. In the auto department, practice your "Madonna look" using different size funnels.
13. Hide in a clothing rack and when people browse through, say "PICK ME! PICK ME!"
14. When an announcement comes over the loud speaker, assume the fetal position and scream "NO! NO! It's those voices again!!!"
15. Go into a fitting room, shut the door and wait a while and then yell loudly "Hey! You're out of toilet paper in here!!"

Ken and I want to wish your and your the most joyous of holiday seasons and the happiest of New Years.  be sure to take a moment out to say thanks for all the good things in your life.  Ine of the things we will be thankful for this year is all of you and your continuing loyalty and support.  Take care and God bless!  See you in 2008!


                            Verde Santa Fe Golf Course

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